Master Pricing Table — All AI Coding Tools (2026)
The definitive side-by-side pricing comparison for every major AI coding tool. One table, all the numbers you need.
| Tool | Free Tier | Solo Pro | Power Tier | Team / Seat | Enterprise | Annual Savings |
|---|---|---|---|---|---|---|
| GitHub Copilot | Free | $10/mo | $39/mo (Pro+) | $19/seat | $39/seat | ~17% |
| Cursor | Free | $20/mo | $200/mo (Ultra) | $40/seat | -- | ~20% |
| Claude Code | No | $20/mo | $200/mo (Max 20x) | $150/seat | API pricing | ~17% |
| Windsurf | Free | $20/mo | $200/mo (Max) | $40/seat | $60/seat | ~17% |
| Amazon Q Developer | Free | $19/mo | -- | $19/seat | -- | Yes |
| Tabnine | No | $9/mo | -- | -- | $39/seat | Yes |
| JetBrains AI | Free* | $10/mo | $30/mo (Ultimate) | -- | -- | ~17% |
| Gemini Code Assist | Free | $19/mo | -- | -- | $75/seat | Yes |
*JetBrains AI free tier requires an active JetBrains IDE subscription. Prices shown are monthly; most tools offer 15-20% savings on annual billing. Data sourced from official pricing pages as of March 2026.
Cheapest by Category
Quick answers to the most common pricing questions.
Cheapest Paid (Solo)
- $9/mo -- the lowest paid price for any AI coding tool
- Includes autocomplete and AI chat
- Good for developers who want privacy-first completions on a budget
Best Free Tier
- $0/mo -- 2,000 completions + 50 premium requests
- Works in VS Code, JetBrains, and GitHub.com
- Most generous free offering with access to GPT-4.1 and Claude Haiku
Cheapest Team Plan
- $19/seat/mo -- tied for cheapest team pricing
- Copilot Business: broad IDE support + IP indemnity
- Amazon Q Pro: AWS integration + security scanning
Most Expensive Solo
- $200/mo -- unlimited premium model usage
- Also tied with Claude Code Max (20x) and Windsurf Max at $200/mo
- Only worth it for heavy agent users burning through request limits
Most Expensive Team
- $150/seat/mo -- nearly 8x the cost of Copilot Business
- Includes deep codebase understanding and terminal agent
- Targets teams doing complex multi-file refactors and migrations
Feature Comparison
Pricing is only half the story. Here is what each tool actually does.
| Tool | Autocomplete | Chat | Agent | IDE Support | Key Strength |
|---|---|---|---|---|---|
| GitHub Copilot | Yes | Yes | Yes | 5+ IDEs | Broadest integration |
| Cursor | Yes | Yes | Yes | Cursor only | Best AI editor |
| Claude Code | No | Yes | Yes | Terminal + extensions | Deepest codebase understanding |
| Windsurf | Yes | Yes | Yes | 40+ IDEs | Compliance (HIPAA/FedRAMP) |
| Amazon Q | Yes | Yes | Yes | VS Code, JetBrains | AWS integration |
| Tabnine | Yes | Yes | No | VS Code, JetBrains+ | Privacy / on-prem |
| JetBrains AI | Yes | Yes | Yes | JetBrains only | Deep IDE integration |
| Gemini Code Assist | Yes | Yes | Yes | VS Code, JetBrains | Google Cloud integration |
Note: "Agent" means the tool can autonomously run commands, edit multiple files, and iterate on tasks. Claude Code is the only terminal-native agent; others operate within an IDE.
Annual Cost Comparison for Teams
What each tool costs per year at the team/business tier. Lowest cost per row is highlighted.
| Team Size | Copilot Business | Cursor Business | Claude Code Team | Windsurf Team | Amazon Q Pro | Gemini Enterprise |
|---|---|---|---|---|---|---|
| 1 dev | $228/yr | $480/yr | $1,800/yr | $480/yr | $228/yr | $900/yr |
| 5 devs | $1,140/yr | $2,400/yr | $9,000/yr | $2,400/yr | $1,140/yr | $4,500/yr |
| 10 devs | $2,280/yr | $4,800/yr | $18,000/yr | $4,800/yr | $2,280/yr | $9,000/yr |
| 25 devs | $5,700/yr | $12,000/yr | $45,000/yr | $12,000/yr | $5,700/yr | $22,500/yr |
| 50 devs | $11,400/yr | $24,000/yr | $90,000/yr | $24,000/yr | $11,400/yr | $45,000/yr |
Calculation: Monthly seat price x 12 months x team size. Copilot Business and Amazon Q Pro tie at $19/seat/mo. Claude Code Team at $150/seat is 8x more expensive. Tabnine and JetBrains AI are excluded because they do not offer a team/seat tier (Tabnine Enterprise is $39/seat with custom quoting).
How to Choose — Decision Tree
Answer one question, get your tool. No overthinking required.
Need autocomplete + budget?
- Cheapest paid tool with unlimited completions
- Works in VS Code, JetBrains, Neovim, Xcode, Visual Studio
- 300 premium requests for advanced models
Want the best AI editor?
- Purpose-built editor with AI at its core
- Best multi-file editing and inline diff experience
- Tab completion feels like it reads your mind
Need a terminal agent for complex tasks?
- Runs in your terminal, understands your entire codebase
- Best at multi-file refactors, migrations, and complex changes
- No IDE required -- works anywhere you have a terminal
Need compliance (HIPAA/FedRAMP)?
- HIPAA and FedRAMP compliance built in
- Supports 40+ IDEs via extensions
- Enterprise plan adds SOC 2 Type II and SAML SSO
AWS shop?
- Deep integration with AWS services and console
- Built-in security scanning and vulnerability detection
- Free tier includes 5 agent interactions and 50 chat messages/mo
Privacy or on-prem required?
- On-premises deployment available for Enterprise
- Your code never leaves your network
- Cheapest paid option on the market
JetBrains user?
- Deepest integration with IntelliJ, PyCharm, WebStorm, etc.
- AI features built directly into the IDE, not bolted on
- Free tier if you already have a JetBrains subscription
Google Cloud user?
- Native integration with Google Cloud, Firebase, and GKE
- Generous free tier with Gemini 2.5 Pro
- Enterprise tier for organizations using Google Workspace
Frequently Asked Questions
Which AI coding tool is the cheapest?
- For a free option, GitHub Copilot Free gives you 2,000 completions and 50 premium requests at $0/mo
- For paid, Tabnine Dev at $9/mo is the cheapest. GitHub Copilot Pro at $10/mo is a close second with more features
- For teams, GitHub Copilot Business and Amazon Q Pro tie at $19/seat/mo
Can I use multiple AI coding tools at once?
- Yes. Many developers use Copilot for autocomplete and Claude Code for complex agent tasks
- Cursor is a standalone editor, so it replaces VS Code rather than extending it
- Combining a $10/mo Copilot plan with a $20/mo Claude Code plan costs $30/mo total -- less than a single Cursor Ultra
Are annual plans worth it?
- Most tools offer 15-20% savings on annual billing
- GitHub Copilot Pro: $100/yr vs $120/yr (monthly), saving $20
- Cursor Pro: $192/yr vs $240/yr (monthly), saving $48
- If you plan to use the tool for 6+ months, annual billing saves money
What happens when I hit my usage limit?
- GitHub Copilot: $0.04 per overage request on all paid plans
- Cursor: falls back to a smaller model or you upgrade to Ultra ($200/mo)
- Claude Code: usage stops until next billing cycle, or upgrade to Max ($100-200/mo)
- Most tools let you keep using basic features -- only premium AI access is gated
Detailed Pricing Guides
Deep dives into individual tools and head-to-head comparisons.
GitHub Copilot Pricing |
Cursor Pricing |
Windsurf Pricing |
Claude Code Cost |
Amazon Q Pricing |
Tabnine Pricing |
JetBrains AI Pricing |
Gemini Code Assist Pricing
Copilot vs Cursor |
Cursor vs Claude Code |
Copilot vs Claude Code |
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Best AI Coding Tool 2026 |
Cheapest Tool Analysis |
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